Yet another budgeting app

July 11, 2025

Why in a world where theres a whole category of apps for this, I'm building yet another budgeting app.

When my co-founder Vineeth and I set out to build another app, we were fueled by fear. Fear of building too slow and ending up just as we had last time with Yuno. We never launched. Built up a waitlist and momentum that slowly just bled away.

We were afraid of losing momentum before we even started. Determined to not repeat our mistakes, we decided to take the novelty out of our next idea and simply go all in first focused on speed. Speed over everything. If novelty's whats holding us back from reaching full speed, then it's gotta go—at least at first.

Two weeks later, I'm stuck in yet another rut. I've started to doubt myself and question: was it the right move all along to completely ignore novelty? Why am I building just yet another budgeting app. Am I replacing one problem (of finding product market fit and building solutions to novel problems) with another (competition)?

But how would I know if I never go through with it and build my version of a budgeting app? Yet how do I know if I'm wasting my time on pointless things.

Screw that. The one thing I do know for sure right now is that doubt and fear is what's slowing me down. I need to have no fear and build this out by this week. Actually lock it in. Only then will I be able to increment my prototype iterations by at least one. If I set out to do it but never get to it because I keep pivoting in between then what's the point?